LOANS EXPLAINED

GENERAL

Allied Credit offers both secured and unsecured loans. Secured loans offer lower interest rates than unsecured loans because there is less risk to a finance company. Most of our clients choose a secured loan because the savings in interest over the term of the loan can be quite considerable.

SECURED LOANS

Loans are available from £1,000 to £500,000 and can be taken over 3 to 25 years.We offer plans even if you have mortgage arrears, County Court Judgements or no proof of income (employed or self employed).All our loans are arranged through subsidiaries of major banks and finance houses.If you have no equity in your property you can still benefit from a secured loan's low interest rate. We have a loan plan which will lend up to 125% of your property value.Interest rates on secured loans are as lower than unsecured. Why not compare this rate with any other loans or credit cards you may have and see how much you could save on your monthly credit bills.Loans usually take 10-14 days to complete from receipt of completed application form.

UNSECURED LOANS

Loans are available from £1,000 to £15,000 and can be taken over 3 to 10 years.All applications are handled quickly and can often take only 3 - 4 days to complete.Unsecured loans are only available to clients with no adverse credit history or mortgage arrears.

CONSOLIDATION LOANS

Case Example

Homeowners, it can be very easy to let your credit card bills, store cards, loans & HP compromise your financial health! Allied Credit Limited offer refinancing schemes allowing you to manage your outgoings more wisely. Consider our Consolidation Loan.

It will clear all your existing debts, leave you with one new monthly payment, and cut your monthly outgoings by up to 50%! Why not join thousands of our clients who now enjoy the benefit of financial freedom!

NO EQUITY? NO PROBLEM! LOANS UP TO 125% OF YOUR PROPERTY VALUE

Here is an example of a consolidation loan. It shows current commitments and how much a consolidation loan would save the applicant every month.

COMMITMENTS	£ BALANCE	£ MONTHLY PAYMENT
CREDIT CARD	3000.00	150.00
STORE CARD	1000.00	50.00
CAR LOAN	4000.00	193.00
PERSONAL LOAN	3000.00	144.00
	TOTAL OUTSTANDING	£11,000.00
	MONTHLY OUTGOINGS	£537.00
An Allied Credit loan of £15,000 could clear all your existing credit and give you a cash lump sum of £4,000 to spend as you wish.		£15,000.00
NEW MONTHLY PAYMENT AT 9.9% APR OVER 120 MONTHS		£194.23
MONTHLY SAVING		£342.77

Why not add up your current commitments and see how much you could save!

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Calls may be recorded for training purposes. Loans secured on residential property. 12.9% APR Typical (variable)

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